Michael Rizzo

Michael Rizzo

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$526,000

($332,275 down)
VA

980 Lupine Hills Dr UNIT 86, Vista, CA 92081

2
2
952 sqft
PITI Monthly
$1,931.29 /mo

Listing courtesy of: Thomas Lux, eXp Realty of California, Inc.

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,217 /mo
$1,689 /mo

What's Special

MOVE-IN READY
MODERN
LUXURY
STAINLESS STEEL APPLIANCES

Step into this stunning, fully upgraded condo where luxury meets comfort. From the moment you enter, you’re greeted by elegant luxury vinyl plank flooring that flows seamlessly throughout the space, offering both style and durability. The kitchen is a true showstopper, featuring brand-new stainless steel appliances, sleek recessed lighting, custom kitchen cabinets, and exquisite quartz countertops. A marble backsplash adds the perfect touch of sophistication and texture, tying the entire look together. Every detail in this home has been thoughtfully designed for modern living—move-in ready and sure to impress.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.16
Remaining Loan Term
19 years, 4 months
Monthly PITI
$1,931.29/mo
Estimated Loan Balance
$196,956
Cash to close
$332,275
Interest Paid
$99,464

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Shadowridge Glen
  • HOA Amenities: Unknown
  • HOA Fee: $394
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $552.52
  • Tax Annual Amount: $6575
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $332,275 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $332,275!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$193,725
Your Cash:$332,275
Total Purchase Price:$526,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,217/mo
Traditional @ 7.15%
$1,751/mo
You save $535/month ($6,417/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023915SD

Listing From:

Last updated: 2025-04-12T21:06:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,217 /mo
$1,689 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $332,275 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $332,275!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$193,725
Your Cash:$332,275
Total Purchase Price:$526,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,217/mo
Traditional @ 7.15%
$1,751/mo
You save $535/month ($6,417/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Michael RizzoHomeSmart(602) 790-2804MikeRizzo@HSMove.comMLS SA539236000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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