Michael Rizzo

Michael Rizzo

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$408,000

($83,478 down)
FHA

415 Main Street, Cripple Creek, CO 80813

4
4
2,242 sqft
PITI Monthly
$1,909.81 /mo

Listing courtesy of: Thomas Tucker, You 1st Realty

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,462 /mo
$2,381 /mo

What's Special

LOCATION
ENTERTAINMENT
SPACIOUS
MODERN
GAME ROOM
PATIO
HISTORIC
CHARMING
COZY
EFFICIENT

Welcome to a truly unique gem in the heart of Cripple Creek! This charming and versatile 4-bedroom, 4-bathroom home offers an exceptional opportunity—whether you're dreaming of running a cozy B&B, a high-demand VRBO, or simply want a one-of-a-kind residence to call your own. Each themed room adds character and charm, creating a welcoming ambiance for guests or family. The main floor features a spacious primary suite with a luxurious bath, perfect for relaxation. Recent upgrades abound, including a brand NEW ¾ Gauge Copper Metal Roof, fresh exterior paint, newly painted fencing, and updated furnace components for peace of mind. Energy-efficient updated windows complement the home’s warm and modern feel. The custom kitchen is a chef’s delight, designed with culinary enthusiasts in mind, and the spacious game room invites hours of fun and entertainment. Step outside to a generously sized backyard with multiple private spaces—ideal for quiet mornings, evening gatherings, or simply soaking in the beauty of the mountains. A covered back patio provides the perfect secluded retreat. Situated just steps from Cripple Creek’s top attractions, including premier hotels like the Chamonix and renowned restaurants such as Saltgrass, this location offers unbeatable convenience. Guests or residents will love the proximity to local entertainment, charming shops, and unique experiences like the famed 4-Legged 2-Mile Club. With endless potential for income generation or personal enjoyment, this is more than just a home—it’s an opportunity. Don’t miss your chance to own a piece of Cripple Creek’s historic charm, modern comfort, and unbeatable location. Schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,909.81/mo
Estimated Loan Balance
$325,205
Cash to close
$83,478
Interest Paid
$34,871

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Electric, Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Plank, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Metal
Condition
  • Year Built: 1900
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hayden
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Cripple Creek

Financial Details

  • Price per Sqft: $181.98
  • Tax Annual Amount: $583.44
  • On Market Date: 2025-04-18T01:30:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,478 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $83,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$324,522
Your Cash$83,478
Total Purchase Price:$408,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,462/mo
Traditional @ 7.15%
$2,470/mo
You save $1,008/month ($12,096/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 8954412

Listing From:

Last updated: 2025-04-18T01:30:24.000Z

© , PPMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,462 /mo
$2,381 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,478 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $83,478!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$324,522
Your Cash$83,478
Total Purchase Price:$408,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,462/mo
Traditional @ 7.15%
$2,470/mo
You save $1,008/month ($12,096/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Michael RizzoHomeSmart(602) 790-2804MikeRizzo@HSMove.comMLS SA539236000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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