Michael Rizzo

Michael Rizzo

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Closed

$718,000

($71,708 down)
VA

41079 Riverock Lane, Palmdale, CA 93551

4
3
2,247 sqft
PITI Monthly
$3,733.34 /mo

Listing courtesy of: Karen Goddard, Berkshire Hathaway HomeServices Troth, Realtors

Assumed Rate

4.92%
7.15%

Principal & Interest

$3,567 /mo
$4,529 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
COZY

Welcome to this beautifully designed single-story home, located in the prestigious gated Stonegate community. This residence offers a perfect blend of elegance, privacy, and modern convenience, making it the ideal place to call home. As you enter through the covered front porch, you're greeted by a bright, open formal living and dining area with soaring vaulted ceilings and stunning wood and tile flooring, creating a welcoming atmosphere. The gourmet kitchen is a chef's dream, equipped with top-of-the-line stainless steel appliances, a spacious breakfast bar, generous cabinetry, and abundant counter space for meal preparation. It seamlessly flows into the cozy second living room, where you can enjoy peaceful moments by the gas fireplace, or gaze out the large windows to the serene backyard. Designed for ultimate privacy, the split floor plan ensures the spacious primary suite is a tranquil retreat. It features double doors, soaring ceilings, and an attached luxurious bathroom with dual vanities, a separate bathtub and shower, and a large walk-in closet. The three additional bedrooms are generously sized and share two full bathrooms, one offering convenient access to the backyard. Additional amenities include a large laundry room, plentiful storage, and a three-car garage. The property's gated and paved RV access, along with an extended driveway and carport, provides ample space for cars, RVs, boats, and more. Step outside to enjoy the covered patio, gazebo, lush landscaping, and fruit trees. The private block wall fence ensures ultimate privacy, and additional storage sheds and a workshop building complete this extraordinary property. Don't miss your chance to own this exceptional home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,733.34/mo
Estimated Loan Balance
$649,020
Cash to close
$71,708
Interest Paid
$83,598

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park
HOA
  • Has HOA: Yes
  • HOA Name: Stonegate
  • HOA Amenities: Unknown
  • HOA Fee: $109
  • HOA Frequency: $Monthly
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $319.54
  • Tax Annual Amount: $8975
  • On Market Date: 2024-12-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $71,708 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $71,708!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$646,292
Your Cash$71,708
Total Purchase Price:$718,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$3,567/mo
Traditional @ 7.15%
$4,697/mo
You save $1,131/month ($13,569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24254169

Listing From:

Last updated: 2025-04-17T18:34:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$3,567 /mo
$4,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,708 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $71,708!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$646,292
Your Cash$71,708
Total Purchase Price:$718,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$3,567/mo
Traditional @ 7.15%
$4,697/mo
You save $1,131/month ($13,569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Michael RizzoHomeSmart(602) 790-2804MikeRizzo@HSMove.comMLS SA539236000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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