Michael Rizzo

Michael Rizzo

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$1,018,000

($459,124 down)
VA

2945 Patcham Cmn, Livermore, CA 94550

4
4
1,830 sqft
PITI Monthly
$4,500.38 /mo

Listing courtesy of: Ann M Lee, HomeSmart PV & Associates

Assumed Rate

3.74%
7.15%

Principal & Interest

$3,140 /mo
$4,585 /mo

What's Special

LOCATION
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
HOME OFFICE
PATIO
BALCONY
PLAYGROUND

Downtown Livermore Gem! Step out your front door onto vibrant 1st Street, where restaurants, boutique shops, and local parks are just moments away. This beautifully designed Taylor Morrison home features an open-concept layout with 4 spacious bedrooms and 3.5 bathrooms, including two primary suites. The versatile lower-level bedroom with an ensuite bath—complete with a custom stone-accent walk-in shower—is ideal for multi-generational living, a private gym, or a secluded home office, and it opens to its own private patio. Upstairs, enjoy an eat-in gourmet kitchen equipped with soft-close cabinets, stainless steel appliances, granite countertops, a striking tile backsplash, custom lighting, and a generous island. The open layout flows into a private balcony, perfect for entertaining or unwinding in the evenings. Thanks to the home’s excellent insulation, indoor spaces can be enjoyed with minimal road noise despite the central location. An attached two-car garage, plus included washer, dryer, and refrigerator, add convenience. The community also offers paved walkways, a private playground, and a park area for families to enjoy. With top-rated schools nearby and easy access to freeways and the train, this location is ideal for both commuters and families alike.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.74
Remaining Loan Term
21 years, 8 months
Monthly PITI
$4,500.38/mo
Estimated Loan Balance
$637,147
Cash to close
$459,124
Interest Paid
$194,032

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Brick, Stucco
  • Roof: Shingle
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision: BRIGHTON
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $129
  • HOA Frequency: $Monthly
Location
  • Region: Livermore

Financial Details

  • Price per Sqft: $556.28
  • Tax Annual Amount: $12725
  • On Market Date: 2025-04-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $459,124 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $459,124!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.74% Sellers Rate
$558,876
Your Cash$459,124
Total Purchase Price:$1,018,000

Assumed vs Traditional Mortgage

Assumed @ 3.74%
$3,140/mo
Traditional @ 7.15%
$4,756/mo
You save $1,616/month ($19,391/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41092511

Listing From:

Last updated: 2025-04-16T14:28:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.74%
7.15%

Principal & Interest

$3,140 /mo
$4,585 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $459,124 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $459,124!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.74% Sellers Rate
$558,876
Your Cash$459,124
Total Purchase Price:$1,018,000

Assumed vs Traditional Mortgage

Assumed @ 3.74%
$3,140/mo
Traditional @ 7.15%
$4,756/mo
You save $1,616/month ($19,391/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Michael RizzoHomeSmart(602) 790-2804MikeRizzo@HSMove.comMLS SA539236000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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