Michael Rizzo

Michael Rizzo

Property SearchContact
primary-1
primary-2primary-3
Under Contract

$648,000

($244,563 down)
FHA

13742 Valentia Street, Thornton, CO 80602

3
3
2,298 sqft
PITI Monthly
$2,616.57 /mo

Listing courtesy of: Siera Stevens, Resident Realty North Metro LLC

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,813 /mo
$3,004 /mo

What's Special

DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
PATIO

Welcome to this beautiful home in Quebec Highlands. High ceilings, with a dramatic fireplace in the living room give this entertaining space grandeur and style. The layout of this house is impeccable. The three-car garage leads into the kitchen through a hallway with a bathroom, huge pantry and a proper landing pad. The kitchen is open and beautiful with designer lighting and a huge island with seating. The large dining room is open to the entire main area, with a smaller game area or breakfast nook perfectly situated. The entry has a large office next to the front door. The three bedrooms upstairs are spacious and the primary bedroom has a gorgeous ensuite bathroom and custom designer closet. You will love moving into this closet. You also have a view of horses as this home backs onto open space! The backyard is the perfect size, with a patio and pad for a future hot tub. This neighborhood has so much to offer. If you know how lovely it is to be in this Thornton suburb, you know!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,616.57/mo
Estimated Loan Balance
$405,215
Cash to close
$244,563
Interest Paid
$46,616

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2017
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Quebec Highlands
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Quebec Highlands Homeowners Association, Inc
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $281.98
  • Tax Annual Amount: $3859
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,563 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $244,563!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$403,437
Your Cash$244,563
Total Purchase Price:$648,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,813/mo
Traditional @ 7.15%
$3,116/mo
You save $1,303/month ($15,631/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8289373

Listing From: recolorado

Last updated: 2025-04-15T19:57:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,813 /mo
$3,004 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,563 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $244,563!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$403,437
Your Cash$244,563
Total Purchase Price:$648,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,813/mo
Traditional @ 7.15%
$3,116/mo
You save $1,303/month ($15,631/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Michael RizzoHomeSmart(602) 790-2804MikeRizzo@HSMove.comMLS SA539236000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

HomeSmart © is committed to and abides by the Fair Housing Act of Equal Opportunity.